It is true that the qualification guidelines have become more restrictive in today’s economic environment – but don’t let that deter you from calling us today.  Plenty of loan programs are still available, and interest rates are at ALL-TIME LOWS!  We will be happy to quickly and accurately assess your financial situation and customize a loan program suited specifically for you.

Whether you are purchasing a home or refinancing, our experienced loan officers will assist you by providing first-class customer service, along with the most competitive rates available on the market.

Jumbo and Super-Jumbo loans are available throughout the State of California.  Fortune Bancorp’s wide network of lenders coupled with its direct funding capability allows us to close transactions that other firms pass over or are otherwise unable to fund.

Advantages of Fortune Bancorp’s home loan finance programs include:

• Single-Family-Residential loan LTV’s up to 96.5% 

• Super-Jumbo Loans up to $3,000,000.

• Non-Owner Occupied Loans up to $2,000,000.

• Access to the best rates in the market

• “No-Cost” loans available

• No pre-pay penalties 

• Personal attention throughout entire process